PCS Virtual Card: the virtual payment card for your online shopping

• PCS Virtual Card is a 100% virtual payment card.
• The PCS Virtual Card is available without a traditional bank account and with no income requirement.
• It costs €4.90 and is valid for 2 years.
• It is designed for online purchases only.
• It is rechargeable and not linked to a bank account.
• Its limit can reach €10,000.

A virtual payment card for your online shopping

The PCS Virtual Card is a 100% digital prepaid card designed for your spending on the Internet. Valid for 2 years, it lets you shop online without using a physical card. You will find the details you need to pay directly in your MyPCS personal area.

Buy your virtual card online and top it up at your own pace

Want a virtual card online? Order your PCS Virtual Card on MyPCS for €4.90, then top it up as you need. Top up your card in MyPCS by bank card or with a PCS top-up voucher and only spend the money available. A practical way to keep control of your budget with no overdraft.

Simple, secure virtual card payments

For your next purchase, use your card details available in your MyPCS area and pay directly on the merchant's website. Your online payments by virtual card are protected by PCS 3D Secure to make your transactions even more secure. You can also lock or unlock your card in MyPCS whenever you need.

What is the benefit of a virtual payment card?

A virtual payment card lets you shop online without needing a physical card. With the PCS Virtual Card, you have a rechargeable prepaid card that is not linked to a bank account. You only spend the money available on your card, which helps you keep your budget under control.

How do I get the PCS Virtual Card and how much does it cost?

You can buy your virtual card online directly on MyPCS. The PCS Virtual Card currently costs €4.90 to buy and is valid for 2 years. The PCS fee schedule also shows a management fee of €1.50 per month. After ordering, follow the steps shown in your personal area to complete your profile and make the most of your card.

How do I top up my PCS Virtual Card?

You can top up your PCS Virtual Card directly from your personal area or the MyPCS app. You can use a bank card or a PCS top-up voucher bought from a partner retailer.

How do I pay online with a virtual card?

To pay with a virtual card, get your PCS Virtual Card details from your MyPCS area, then enter them on the merchant's website just like a regular payment card. 3D Secure authentication may then be used to confirm and secure your online payment.

Can I withdraw cash with the PCS Virtual Card?

No. The PCS Virtual Card is a digital card intended exclusively for payments on the Internet and cannot be used to withdraw cash from ATMs. If you also want to pay in store or withdraw cash, a physical PCS card is better suited.

What is the payment limit of the PCS Virtual Card?

The PCS Virtual Card can be loaded with up to €10,000. PCS currently shows a payment limit of up to €5,000 per day. Available limits also depend on your profile verification level: complete your profile to 100% to get the highest limits.