{"id":10653,"date":"2022-01-26T17:00:00","date_gmt":"2022-01-26T16:00:00","guid":{"rendered":"https:\/\/www.mypcs.com\/?p=10653"},"modified":"2022-06-10T12:33:07","modified_gmt":"2022-06-10T10:33:07","slug":"opening-a-bank-account-with-a-foreign-passport","status":"publish","type":"post","link":"https:\/\/www.mypcs.com\/en\/opening-a-bank-account-with-a-foreign-passport\/","title":{"rendered":"Opening a bank account with a foreign passport"},"content":{"rendered":"\n
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Opening a bank account with a foreign passport<\/figcaption><\/figure>\n\n\n

You have just arrived in France and need a bank account for your daily life? No problem! Even with a foreign passport, you can have a French bank account. However, certain conditions are required. Who can open a bank account with a foreign passport<\/strong>? With which documents? Let’s see it in detail.<\/p>\n

Who can open a bank account with a foreign passport ?<\/h2>\n

Any adult with a valid passport can open a bank account in France as long as he\/she resides there. So, if you are a foreigner and you have just settled in France temporarily or permanently, you can benefit from it. It is essential to have a bank account in France in order to receive your income or social benefits. You will also have much less fees or commissions to use payment systems in France rather than those of your bank abroad. This way, even if you are a student and you stay less than a year in France, it will be more interesting to open a French bank account.<\/p>\n

Where to open a bank account with a foreign passport?<\/h2>\n

In France, there are several possibilities to open a bank account with a foreign passport. Which ones?<\/p>\n

Physical bank<\/h3>\n

Traditional physical banks offer bank accounts for foreigners. You just have to go to one of them and ask for information about their terms and rates. In fact, there are as many different proposals as there are banking institutions. Once you have made your choice, you can make an appointment to open your account.<\/p>\n

Online banking<\/h3>\n

Very practical, online banks facilitate remote management. Another important advantage: they are not expensive or even free. In fact, most of them offer services that are accessible free of charge. However, be careful to read the terms, which are often stricter than those of traditional banks, particularly in terms of income and services offered.<\/p>\n

Rechargeable account system<\/h3>\n

The rechargeable account systems with payment cards<\/a> allow easy access to an account. It is not a bank account in the strict sense of the word, but you can have a French IBAN with your name on it, allowing you to receive your transfers (salaries, social benefits) and a payment card only with your valid identity card (foreign passport accepted).<\/p>\n

What documents are required to open a bank account in France for a foreigner?<\/p>\n

Depending on whether you are going to a physical bank or an online bank, the documents may vary. In all cases, you will need to present your valid foreign passport and proof of residence in France. In parallel and in order to orientate the solutions to be proposed to you, certain establishments may ask for additional documents:<\/p>\n