{"id":10420,"date":"2022-06-08T12:04:50","date_gmt":"2022-06-08T10:04:50","guid":{"rendered":"https:\/\/www.mypcs.com\/?post_type=edito&p=10420"},"modified":"2022-06-08T12:05:02","modified_gmt":"2022-06-08T10:05:02","slug":"privacy-policy-and-protection-of-personal-data","status":"publish","type":"edito","link":"https:\/\/www.mypcs.com\/en\/edito\/privacy-policy-and-protection-of-personal-data\/","title":{"rendered":"Privacy policy and protection of personal data"},"content":{"rendered":"\n
CREACARD (hereinafter “we”) collects personal data and uses it in various automated processing operations. The implementation of automated processing of personal data is governed in particular by Regulation (EU) 2016\/679 of the European Parliament and of the Council of 27 April 2016 on the protection of individuals with regard to the processing of personal data and on the free movement of such data, hereinafter referred to as the “GDPR<\/strong>“, as well as by Law n\u1d52 78-17 of January 6, 1978 relating to information technology, files and freedoms.<\/p>\n\n\n\n This is CREACARD’s Privacy Policy and is intended to inform you about how we protect your personal data. It applies uniformly to all products and services marketed by CREACARD.<\/p>\n\n\n\n CREACARD is a limited company with a capital of 6,532,960 euros, registered in the Paris Trade and Companies Register under number 520 833 302, with its registered office at TSA 11765, 75771 PARIS CEDEX 16, FRANCE<\/p>\n\n\n\n CREACARD is an electronic money distributor offering PCS MASTERCARD\u00ae reloadable payment solutions and cards, issued by EML Payments, an electronic money institution licensed by the UK Financial Conduct Authority (FCA).<\/p>\n\n\n\n CREACARD, as the party responsible for processing your data, hereby informs you of the personal data processed by CREACARD and the purposes for which it is used, as well as the manner in which it is collected and the rights you have in accordance with the applicable legislation, in particular the GDPR.<\/p>\n\n\n\n 1. WHO IS YOUR DATA CONTROLLER:<\/strong><\/p>\n\n\n\n The person in charge of processing your personal data is the company CreaCard, whose head office is located at TSA 11765, 75771 PARIS CEDEX 16, FRANCE<\/p>\n\n\n\n 2. WHAT PERSONAL DATA DO WE COLLECT:<\/strong><\/p>\n\n\n\n We collect and use the personal data that are strictly necessary for our business to provide you with personalized and quality products and services.<\/p>\n\n\n\n We may collect various categories of personal data from you, including:<\/p>\n\n\n\n CREACARD may collect information about you even though you are not a customer. This information may include<\/p>\n\n\n\n 3. PURPOSES OF THE PROCESSING OF YOUR PERSONAL DATA :<\/strong><\/p>\n\n\n\n When you subscribe to the payment services marketed by CREACARD, your personal data are processed for the following purposes:<\/p>\n\n\n\n a. To comply with our legal and regulatory obligations<\/p>\n\n\n\n Your personal data is processed for the purpose of fulfilling various legal and regulatory obligations, including<\/p>\n\n\n\n b. To perform a contract with you or provide you with pre-contractual information at your request<\/p>\n\n\n\n We use your personal data to enter into and perform our contracts, including to:<\/p>\n\n\n\n c. To pursue our legitimate interests<\/p>\n\n\n\n Finally, we use your personal data to implement and develop our products or services, including for the purposes of :<\/p>\n\n\n\n 4. LAWFULNESS OF THE PROCESSING OF YOUR DATA :<\/strong><\/p>\n\n\n\n By consenting to this Privacy Policy you are giving us permission to process your personal data for the purposes specifically identified above. Consent is required in order for CREACARD to process your personal data, but it must be given explicitly. When we ask you for sensitive information, we will always tell you how and why we use your information.<\/p>\n\n\n\n If you are giving consent on behalf of a minor under the age of 16, we remind you that children need specific protections regarding their personal data. They may be less well informed about the risks, consequences and security features involved, or their rights regarding the processing of their data in connection with our services. By consenting to this privacy notice on behalf of a minor, you authorize their data to be used for the purposes described above.<\/p>\n\n\n\n The above described uses are based on:<\/p>\n\n\n\n Furthermore, CREACARD will only keep your data for as long as is necessary for each of these purposes and\/or in accordance with the relevant legal requirements.<\/p>\n\n\n\n 5. RECIPIENTS OF YOUR DATA :<\/strong><\/p>\n\n\n\n Your data is primarily intended for CREACARD and for the purposes set out in this policy.<\/p>\n\n\n\n Your personal data may also be transmitted to the following third parties for the following purposes:<\/p>\n\n\n\n 6. TRANSFER OF YOUR PERSONAL DATA ABROAD :<\/strong><\/p>\n\n\n\n Personal data may, in the course of certain operations, be communicated to partners or subcontractors established in a foreign country.<\/p>\n\n\n\n When these transfers are made to countries that are members of the European Economic Area (EEA), the level of data protection is considered to be high, as is the case when the recipient country is the subject of a decision of adequacy to the EEA legislation issued by the European Commission.<\/p>\n\n\n\n In the case of transfers to other countries (outside the EU and EEA), data transfers are governed by standard contracts in accordance with the models developed by the European Commission.<\/p>\n\n\n\n In any event, we require that your personal information is protected in accordance with data protection standards and we ensure that adequate security safeguards are in place when we transfer or process your data outside the EEA.<\/p>\n\n\n\n 7. RETENTION PERIOD OF YOUR PERSONAL DATA :<\/strong><\/p>\n\n\n\n Personal data is kept for the period of time necessary to provide the products and services offered by CREACARD, to comply with regulatory obligations and to preserve evidence in contractual matters until the rights of the parties have expired.<\/p>\n\n\n\n